Due to the lack of sales tax, the state needs to get money by some means, and property tax is it. Here are the top pros and cons to consider when thinking about making your move to New Hampshire. Inconvenientes a considerar. It is the fifth-smallest by area and the 10th least-populous state in the country. You can also pay way less in mortgage than you can for rent in New Hampshire. I know what youre thinking: why is bad weather a perk of living in New Hampshire? I grew up in New England and thought I was as die-hard as you could get. New Hampshire has a beauty that is uniquely its own. When you live here, then you are within an hours drive to the beach, the mountains, or Boston unless you live close to the Canadian border. Related read: Top 9 Things to do in North Conway, New Hampshire. It is safe to say that New Hampshire is lagging behind most other states when it comes to internet and phone capabilities. New Hampshire is more than 90 percent Caucasian. Some of my favorite places to see the colors are Mount Willard (a well-known hike, so dont expect solitude) and the drive along the Kancamagus Highway (known as the Kank to the locals). Im not much of a shopper but when I am, I like thrifting. 1. In the winter, there is Mount Washington to satisfy all your skiing needs. New Hampshire is an amazing state, the cons aren't as bad as people here think, for most things bad in New Hampshire is actually decent or good compared to other states. From Maine's landmarks like Camden, Portland, Boothbay Harbor, Ogunquit, and . There are dozens of cities throughout the state that claim to be the antique capital of the world, and Id argue that every one of them might be right. New Hampshire has it all when it comes to landscape. Recent studies show New Hampshire to be 94 percent white. As the state has something for everyone, you will . Re: Pros and cons for relocating to Portsmouth, NH. Disconnect and recharge in the rolling hills of the Pennsylvania countryside with these downright charming cabins. The real-estate tax rate is the third-highest in the US. You can learn more about our editorial policies here. In addition, there is no tax on retirement income that you have. Required fields are marked *. You can pick up Amtrak in Boston or catch a Greyhound bus at many stops throughout New England. Dont get me wrong: Im a mean bridge player, but every now and then I want to get up and dance. Yikes. Combine that with your property tax, and you are paying a significant amount in taxes. You have access to the Atlantic Ocean and all of its benefits. Believe me, the summer weather definitely makes up for the winter blues. If you do not like either of them, this state is not for you. Thats another reason why some families settle across the border and then commute to Boston. Pros for New Hampshire: Highest household income, appox $76,000 Lowest Poverty Rates at 7.0% Many people work in Boston because they are paid higher salaries, but they commute from New Hampshire. It is bordered by Massachusetts to the south and Vermont to the west, and is known for its natural beauty, diverse culture, and . This means that you will use a fair amount of electricity for most of the year. The Granite State has numerous quintessential New England towns with cobblestone walkways, covered bridges, and antique shops. There are restrictions on what you can build and where because the Historic District Commission protects the area. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Copyright 2023 ALL RIGHTS RESERVED HomeMindset.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon website (amazon.com amazon.in etc) and any other website that may be affiliated with Amazon Service LLC Associates Program. It's a small state (9,349 square miles) with easy access to the beautiful outdoors. ("Reduce the proportion of adults who don't know they have prediabetes D-02 - Healthy People 2030 | health," 2013). Almost anyone can afford to purchase a home in New Hampshire. Updated January 10, 2023. Follow along on her adventures with her son on Instagram or check outher website. The seacoast doesnt fit the mental picture of a seasonal resort area. The natural scenery here is abundant, with plenty of lakes, mountains, and forests to explore. Its not unlike the rest of New England, though. Pros and cons. Affiliate disclosure: As an Amazon Associate, we may earn commissions from qualifying purchases from Amazon.com. The difference between New Hampshire and some of the other states is that the salary potential is lower than in other states, which may make it difficult to afford the taxes. There is not much in the way of public transportation in New Hampshire. One notable exception is Littleton, NH, which is a whole food experience. It allows people to try something different, but it also means you will not get a job in the area for which you went to college. It is close to many areas, including Boston. There are pros and cons to living in New Hampshire, the pros being lack of sales tax and state income tax.. This may be in your wheelhouse and perfect for you. While the cost differs depending on where you live, the average rent for a two-bedroom apartment is going to run about $1,700 monthly. However, despite this progressive thought, most of northern New England is not that ethnically diverse. Recently, tech has become another prominent force with computer and software development making a big splash in the state. Secondly, there's housing. Massachusetts drivers are the literal worst (yes, I know this is an opinion) and they frequently cross the border into New Hampshire. This may be a shock to readers who think of New England as cold and breezy, but its true. The cost of healthcare is also lower than the national average by about 12 percent. If you have enough wealth, you can take advantage of the seacoast placement throughout the year. Working in Boston means paying the income tax there on your income. This limits the variety and the competitive pricing. Outdoor living space: Patio homes often come with private outdoor living space, such as a patio or small yard, which can be ideal for entertaining or enjoying the outdoors. If we want to leave the state and fly away for vacation, weve got three different airports to choose from to find the best price: Logan International in Boston, Manchester-Boston Regional Airport in Manchester, and the Portland International Jetport. However, you will have to cope with the extreme winters, lack of public transport, and high property taxes. Anything above Concord won't cut it for you. There is a prevalence of companies focused on technology to help increase the price of real estate and improve the economy. Answer (1 of 5): Hi Gray! Thats one point lower than Maine and two points lower than New Jersey. As of 2023, just nine states don't impose any additional income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. Some of these employers include UPS, Fidelity, Oracle, and BAE Systems. Hes a former bond trader who became a software engineer. Manchester is more city-like, with more excitement in the nighttime. You may be disappointed in the lack of grocery stores in the area. Lucky for anyone living in New Hampshire, youre not too far from Maine and its incredible array of tasty treats. Reasons not to move to New Hampshire. Pros and Cons of Living in New Hampshire. This is the safest state in the entire US and one you should consider if safety is a primary concern for you. Bad driving conditions and business closings are common during these times, but the towns are well equipped to deal with blizzards, plows on the roads at . Maybe to some this isnt a big deal, but its a well-known fact that having a diverse population means having diverse cultures, traditions, and opinions, all of which are extremely important for having a healthy society and raising well-rounded, compassionate children. Retiring in New Hampshire (Pros and Cons) Written by Kris Peter in Retirement New Hampshire, The Granite State, boasts of its natural beauty and scenic landscapes. Even the public schools in state provide you with an excellent educational resource for your children. If poetry is more your thing, you can visit the homestead and farm of Robert Frost in Derry. What it says on the price tag is what youll spend: no less, no more. Pease Air Force Base closed near Portsmouth in 1991, but it was redeveloped into a zone that supports high-tech companies today that are working to boost real estate prices and the health of the local economy. 1. When it comes to property crime, there are fewer than 14 crimes committed for every 1,000 people. However, if you do not want to get involved with politics, this may not be the best place for you. Many people want to work in Boston but live in New Hampshire. Commuting allows you to enjoy all the advantages of a large city without having to live there. They offer workshops on just about any crafting type you can imagine. The violent crime rate of Raymond is 66% lower than national average. Save my name, email, and website in this browser for the next time I comment. For example, the cost of living in Houston is 10% lower than Austin and 11% lower than Dallas. They do not have many ethnicities in the state. The Strawberry Banke Museum in Portsmouth houses original buildings from the citys first settlement. The pros and cons of living in Maine will often require you to embrace a different lifestyle than the one you have now. Its fun to take a drive on the weekend to a new part of the state to see what flea markets are around or barn sales have popped up that weekend. Other than those cities, all you are most likely to find is a local bar. If you love general stores, small towns, and quaint barns, well, youll probably love living in New Hampshire. Related read:11 Best Places to Snowshoe in New Hampshire. Healthcare System is Great. But seriously, if you want to go anywhere in the state, youll need to own a car. If you enjoy skiing, rock climbing, camping, snowboarding, and other winter-related sports, moving to New Hampshire is right for you. If you want fine dining options, then farm-to-table opportunities are your only real option. Magdalen College of the Liberal Arts is a private college located in Warner, New Hampshire. There arent ethnic cuisines or interesting little shops to visit. Get ready for lots of flannel, a weird obsession with ice cream, and a boatload of fun. Working in a creative field, such as marketing, is especially challenging in this state. While it is necessary to own a car in New Hampshire, the cost of insurance and gas is lower than the national average, so you are able to afford a car. There is no sales tax to worry about when living in New Hampshire. How annoying is it to get to the register and realize you have an extra sales tax that you didnt account for? 3. Pros: It consistently ranks among the states with a very low cost of living. While the unemployment rate is quite low in the state, there is also a prevalence of underemployment. Pros to Living in New Hampshire: . Pumpkins, check. Hanover is home to New Hampshires only ivy league school (Dartmouth) and beautiful public spaces, and Meredith is the heart of the states Lakes Region and offers some great shopping, including Mills Falls Market. New Hampshire is a state located in the northeastern region of the United States, known for its natural beauty, charming small towns, and outdoor recreational opportunities. If you can manage your property taxes, which are higher than Maines, then you can typically enjoy what life has to offer in this somewhat rural state. Personally, I recommend spending your extra cash on some rad outdoor gear to make sure you can fully experience number one on this list. Hampton Beach is a coastal resort town that sits along the 18 miles of coastline that New Hampshire claims. It is important to keep in mind that there is a significant amount of snowfall in New Hampshire during the winter. The winter of New Hampshire can last as long as four months. There are quite a few things you can do in New Hampshire to satisfy the adventurous side within you. While New Hampshire is known for its rural and town life, there is a fair amount of commercial development. It is a small town that is consistently ranked as one of the most diverse places in New Hampshire to live. You will find the same charm in New Hampshire as you do in all of the other New England states when you step outside of the city environment. Pros of Living in New Hampshire There are many benefits to living in this beautiful state, including outdoor living, a safe environment, and plenty of job opportunities, to mention a few. Worked in the home building industry for over 30 years. by Sarah Lamagna We zeroed in on New Hampshire because of the proximity to mountains and ocean as well as good schools. Here are some brief points on living in New Hampshire: Pros of living in New Hampshire: No state income tax or sales tax The only public transit options are ways to get out of New Hampshire, not move within the state. PROs, as voted on by residents: Close proximity to NYC: It' so dang close to Manhattan. Cheapest rates in New Hampshire Dependable customer service . Housing Market To Rent or Buy? New Hampshire is an incredibly liberal state that is open-minded. Manchester and Concord run a bus system that can get you to your destination, but that is about the extent of the system. If you earn the national median for wages, which is about $60,000 per year as a household, then about 10% of your income will go to your property taxes. There are numerous communities in the north where you can find a property for $50,000 or less. If you earn more than $60,000 per year from your salary in Boston, you are paying about 10 percent in income tax. If youre not in a position to purchase a vehicle right now, then it might not be the right time to make the move. Get yourself some lobster in Kennebunkport or some clam chowder in Portland. When traveling between New York City and Boston, you can get between the two East Coast hubs in a matter of a few hours. If you follow the same values and ideals as I do, New Hampshire might also come as a shock to you. You cannot forget the forests. Although the rate is similar to what you will find in New York and some other New England states, it can take a high income level to pay for this expense if you are using your mortgage payments to manage your taxes. 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